Maybe you read or heard about the folks in Plant City that sold their home about 8 years ago and are now being foreclosed upon by Bank of America. They are not even a client of BOA. The short version is the title company that closed their transaction so many years ago made a minor technical error on their legal description. This is the kind of error that is unfortunately somewhat common. That's why we all sign a form at closing stating that we will willingly come in and sign any correction that is necessary. Well, the title company is out of business, good luck with that. So, instead of contacting the folks like a normal person would do, and ask them to sign a correction, the thoughtful attorneys for BOA decided to include them in the foreclosure proceedings. Did wonders for their credit. Did I mention that the house was sold several other times in between? None of those owners/sellers were included in the foreclosure action. Great attention to detail BOA attorneys! Now if I were the folks that are the current owners, I'd find a lawyer that would challenge Bank of America's right to even foreclose on them at all. Since the legal description is for a different house how can they foreclose on them? They don't have a lien on the correct property. And if I were the other folks that are being included in the foreclosure proceedings, I also sue BOA for destroying my credit. It was frivolous and needless. It could have been resolved simply with a piece of paper correcting the error but wasn't.